Real Estate: All is not quiet on the mortgage foreclosure front.

USA Today reports that a recent settlement between Bank of America (pronounced Countrywide) and certain large investors precipitated a storm of delinquency notices. Although BOA has denied the connection, there is no doubt that litigation activity generally has been increasing, after a long lull during the summer.

Real Estate and Consumer Protection: Consumer Financial Protection Bureau Is Attempting To Simplify Loan Disclosures.

The truth was and is that government-mandated disclosures, no matter how graphically displayed, are not capable of educating the borrower sufficiently to make an educated choice. But the failure was not with disclosure, it was with underwriting. For generations, home lending was governed by regulations written to insure that the borrowers would be able to afford the payments. The creativity of brokers, who were subject to much less regulation, bent and then broke a system that had worked fairly well.

No, this is not the Animal Planet Blog.

No. 718 I can’t resist posting this photo, origin unknown, that appeared in a blog called Kellypuffs today. If you go there, you’ll be rewarded by a haiku written for the event. Thanks once again to Meredyth for finding this item. On this first full day of Fall, it is not too soon to start thinking […]

Introducing Edie, Fairmont Hotel’s Canine Ambassador.

Hurrah for the Fairmont Hotel in Downtown Pittsburgh and for Edie, its Ambassador!

Willpower!

No. 716 So — I read in the Freakonomics Blog last week that I could ask questions of the authors of a book called Willpower. This sounded like a great idea, but I hadn’t read the book. And so I clicked the link and bought the book, downloading instantly on my Kindle. In my excitement, […]

Warning: Use of Firearms May Hazardous to Your Health.

A Florida statute prohibiting a physician from asking about gun ownership was struck down by a US District Court recently. No kidding.

Freakonomics Caption Contest Winner.

So, what do you think Secretary of the Treasury Geithner is saying in this picture?

Pennsylvania District Court holds individual mandate provision of Patient Provision and Affordable Care Act unconstitutional.

The constitutionality of the individual mandate provision of the Patient Protection and Affordable Care Act under the Commerce Clause may come before the United States Supreme Court later this term. A District Court in Pennsylvania recently joined those holding the individual mandate unconstitutional, which means that the Third Circuit may get into the debate before the Supreme Court settled the split among the circuits.

Its All the Rage!

There is a lot of talk going about (especially on a certain fair and balanced news channel) to the effect that what may be happening in the special election in the 9th Congressional District is a referendum on the Obama record. A novice Republican is currently leading a popular and experienced Democratic State Assemblyman from a prominent political family in the polls by about 6 points. I hear that the Republicans have not carried the district since 1923. But wait —

So Many Heroes.

On top of all of the tragedies experienced by victims and their families, was the truth that so many people with the strength to do great service to our Country and the World perished that day with unfulfilled missions. And so, it is to us, the living, that the completion of their destiny must fall.

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Welcome

CLIFF TUTTLE has been a Pennsylvania lawyer for over 45 years and (inter alia) is a real estate litigator and legal writer. The posts in this blog are intended to provide general information about legal topics of interest to lawyers and consumers with a Pittsburgh and Western Pennsylvania focus. However, this information does not constitute legal advice and there is no lawyer-client relationship created when you read this blog. You are encouraged to leave comments but be aware that posted comments can be read by others. If you wish to contact me in privacy, please use the Contact Form located immediately below this message. I will reply promptly and in strict confidence.

Pittsburgh Legal Back Talk

Legal topics of interest to lawyers and consumers with a Pittsburgh and Western Pennsylvania focus.

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